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McCrate, DeLaet & Co

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Office: 937-492-3161

100 South Main Avenue

Suite 203

Sidney, OH 45365

mniekamp@mccrate.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities offered through United Planners Financial Services. Member FINRA, SIPC. Investment advisory services offered through United Planners Financial Services.

McCrate, DeLaet & Co., McCrate Wealth Management, LLC and United Planners are independent companies. Tax and Accounting Services are provided by McCrate, DeLaet & Co.

For more information about United Planners, visit www.unitedplanners.com.

This information is not intended as specific tax or legal advice. Please consult our firm and your legal professional for specific information regarding your individual situation.

Mark Hoge is registered to conduct securities business in Florida, Hawaii, Indiana, Kansas, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Washington and Wisconsin. Sarah Stammen and Kevin Schlarman are registered to conduct securities business in Indiana and Ohio. Brad Hoge, Scott Steineman and Jordan Rethman are registered to conduct securities business in Ohio. This communication is strictly intended for individuals residing in the states listed. No offers may be made or accepted from outside the specific states referenced.

Insurance-related services may not be provided to individuals residing in any states other than Colorado, District of Columbia, Florida, Illinois, Indiana, Kansas, Missouri, North Carolina, Ohio, Pennsylvania, Texas, Washington, and Wisconsin.

John Dirksen, Kaitlyn Benanzer, Marisa Kremer, Kenzie Leffel, Danielle Magoto, Tom Kueterman, Connor Rose, Alice A. Berning, Brenda Barhorst, Connie Caudill, Janie Willis, Diane Jutte, Merri Niekamp, Rachel Leffel, Amber Knouff, Madison Hoehne, Michael Stammen, Olivia Huelskamp, and Devon Heitkamp are not affiliated with United Planners.

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