Resource Center > Newsletters Newsletters At McCrate, DeLaet & Co., we know that an informed client is our best customer. And the Internet is a great education resource, with endless amounts of information just a click or two away. But sometimes it's nice to have help sorting through the virtual noise and clutter, so we have selected a few helpful articles for you to view. Check back often, for all the latest information on ways to manage your business and personal financial needs more effectively. When clicking on a link below you will be directed to another site. We are not responsible for the content of any such site, and do not endorse or approve that content.   Client Line Higher income taxpayers: Prepare for a one-two punch. Beginning in 2013, you could be hit with additional Medicare taxes on a portion of your earnings and your investment income. The tax increases were included in the health care reform law enacted last spring. Here’s a look at what to expect. Loose Change Warm days, balmy nights — when summer’s in full swing, you may be thinking more about the perfect vacation than the perfect portfolio. But before you pack up the camping gear or board a plane, consider diving into a summer project that can pay off during the long winter ahead: a midyear review of your investments. Perspectives  As the memories of our 4th of July celebrations begin to fade, we as Americans do not let fade the true meaning of the day—independence. Independence and the right to freedom of choice are critical to all aspects of our lives, including the business we conduct.  At this time we should reflect on the importance of the independent nature of the businesses and advisors with whom we choose to engage.